Brigitta Bihari DreamOval is one of Ghana’s premier multinational fintech company with one branch in Cote d’Ivoire and an active presence in Zimbabwe. In its 14 years of establishment, the company has had one mission, to develop Africa’s middle class by providing a convenient payment experience, One Transaction at a time. DreamOval is actively achieving by delivering worldclass enterprise software, scalable and robust transaction switching platform, real-time bill collection, and payment management platform, Billbox, for billers or merchants.
Prior to the introduction of mobile money in Ghana in the year 2009, over 70% of the population remained unbanked according to the Bank of Ghana. The movement of money was restricted by the various bottlenecks, with inadequate financial technology being a leader. As a leading payment solutions provider in Ghana, DreamOval identified the need to simplify the solution for both the banked and unbanked and launched a mobile money app that made sending and receiving money simple, secure, and safe.
DreamOval provides the following products to its English and French-speaking markets.
Billbox
Billbox is an aggregation platform that encompasses Biller Aggregation, Payment and Transfer Aggregation, and Remittance Aggregation. It is trusted by over 16 banks to provide various types of aggregation services. In 2020, Billbox processed about USD 1 billion, transactions.
Billbox Remit
Billbox Remit is a scalable and robust turnkey solution available to businesses in the financial sector that want to provide remittance services, terminating to mobile money wallets or bank accounts. This B2B2C solution is ready to plug in to banks, non-banking financial institutions, mobile money telcos, and Digital Financial Services.
SmartGrid
The SmartGrid Digital-OS is a foundation for best-in-class omnichannel digital financial solutions.
With SmartGrid, banks can ensure that their financial products are readily available to customers across multiple channels while maintaining a connected view Banks and Financial Institutions use our technology product lines powered by SmartGrid to bridge the gap between customers and financial products.
The DreamOval Foundation
The DreamOval Foundation was set up in 2013 with the aim of using knowledge to create a better society in Ghana. Our aim is to bridge the knowledge gap through the creation, sharing and utilization of knowledge with Education and Technology being our key focus areas. The Foundation also manages all corporate social responsibility initiatives by DreamOval Ltd.
You can read the full article in the Outsourcing Destination Guide Ghana, which is available for free download at www.outsourcing-destinations.org
About the author: Claud is a passionate believer in technology developed by Africans, for Africans, and to solve African problems. With a Computer Science degree from Ashesi University College and a decade working in the FinTech,
e-Business, mobile Agric, and mobile applications industry, Claud has developed a deep and native understanding of the technology landscape in Ghana and across
various African Markets. Claud leverages this unique skill set, experience, and exposure to guide and support the team at DreamOval in generating and executing the brilliant ideas that are contributing to pioneering and transformative work in the FinTech and mobile services industry across the continent.
